Welcome to TEN's online course for debtors who have already filed their Chapter 13 petition and have been directed to this site by their Trustee.

Information about Chapter 13 (PDF)

Join us!

Register for this free 4-hour debtor education course. While registration is possible with your smartphone, this course was designed for larger displays.
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Please check your email after you submit your registration. Check Spam, Bulk, Trash, etc. You will need to read the message from [email protected] and follow the directions in that email before you will be able to log in. It may take up to 30 minutes for the email to arrive, especially for users of slow email providers like Yahoo. where 30-120 minutes is typical. A desktop computer, laptop, or tablet is recommended for taking the online course designed for larger displays, not smartphones.